By Marge on Tuesday, 25 July 2023
Category: Wnctimes Blog

High Rental Costs, High Credit Requirements, and More

Western North Carolina has been known for a long time as a beautiful and attractive place to live because of its beautiful landscapes, vibrant culture, and friendly towns. 

Behind this picture-perfect front, however, a growing rental problem has been happening in silence. In the past few years, there have been rent increases that have never been seen before, tighter requirements for who can rent, outrageous security deposit demands, and discriminatory practices that include not letting people have pets and making it hard for families and couples to find housing. This growing list of problems is making homelessness worse in the area, leaving many vulnerable people and families without a safe place to live.

Rent Prices in Western North Carolina have gone up so much in recent years that it's hard to believe. Since rents have gone up faster than incomes, it's getting harder and harder for renters to keep up with the rising costs. Because of this, there aren't as many affordable housing options as there used to be. This means that many people have to fight for the few rentals that are still available.

Getting into a rental is harder than buying a house:

In this economy, it's ironic that some people have found it easier to get a mortgage to buy a house than to meet the strict standards that landlords have for renting. Prospective renters often have to compete hard to find a good place to live, and because there aren't many choices, they may get turned down or have to settle for less-than-ideal conditions.

Also, landlords' qualifications and standards have become stricter over time, making the process of renting even more complicated. Most of the time, a higher credit score is needed, which makes it hard for people with less-than-perfect credit histories to apply. The income limit has also gone up a lot, which could make it hard for people with low or unpredictable incomes to qualify,  Also, applicants' past rental experience has become a very important part of the qualification process. People with little or no renting history may be at a disadvantage, since landlords prefer tenants who have a history of paying rent on time and being responsible. Many landlords now do background checks and drug tests on their tenants as well. Even though these rules are meant to make sure everyone has a safe and peaceful place to live, they can make it hard for people to move on from problems or mistakes they have made in the past.

Requirements for Exorbitant Security Deposits:

Security deposits have always been a part of renting a property. They protect owners from damage or unpaid rent. But in Western North Carolina's rental market right now, the amount of the security deposit has skyrocketed and is often similar to several months' rent. Many people can't afford to get a place to live because they have to pay so much money up front. This puts them in dangerous situations.

Restrictions on pets and security deposits: It's hard enough to find a place to rent without a pet. Many landlords have strict rules about having pets, and if they do, they ask for non-refundable pet deposits or "pet rent" fees every month. These extra costs can add up quickly, making it even harder for people with furry friends to find a place to live.

No children or couples are allowed, which is unfair.

One of the most upsetting things about the rental problem in Western North Carolina is that people are starting to treat families with children and even couples differently. Some owners unfairly worry that families will cause damage or complain about noise, which makes them less likely to rent to people with kids. Landlords prefer to rent to single people or roommates, so couples without children may also face discrimination.


A lot of people and families are becoming homeless because of rising rent prices, strict requirements for who can live there, huge security fees, and discriminatory practices. Even after trying their hardest, many people can't find a place to rent, leaving them without a safe place to live. High-score credit and income requirements further restricts access to affordable housing, shutting out those who are financially vulnerable and perpetuating a cycle of hardship. The imposition of pet restrictions and fees, as well as "no children" policies, add an extra layer of anguish for those desperately seeking a place to call home. In the face of this mounting crisis, it is crucial for local, state, and federal governments to acknowledge the urgent need for comprehensive solutions.

Marjorie Farrington July 2023

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